Plan your ideal vacation through KAYAK Trips and select your preferred destination, airline, and hotels. Once you receive an approval from VacationWiser, you can book your planned trip within your spending limit and set up a convenient monthly payment plan. Make at least one payment before departure (must have qualified credit for 1 payment down) and enjoy the flexibility to travel now and pay over time, up to 12 months. No hard credit checks, no obligations. It’s that simple!